Get your real credit score (from Experian) — free and refreshed monthly. Understand your report with AI in your language, fix issues with autonomous agents, and build a better future.
From your current score to long-term improvement — CreditSaathi gives you the tools, insights and support to take control of your credit.
Your actual score from Experian, refreshed every month.
Watch or read your report in Hindi, Marathi, English and more.
Autonomous agents draft disputes, track settlements, send reminders and more — with your approval.
See your score journey and track milestones month by month.
Your personal AI avatar explains your full report — in your language.
Three steps between you and a clearer picture of your credit.
Sign up with just your phone number — no passwords, no paperwork.
We pull your credit report from Experian with your explicit consent — a soft enquiry that never affects your score.
Understand what's helping and hurting your score, and let AI agents fix what's fixable — with your approval at every step.
We follow strict compliance, security and privacy standards to keep your data safe and your trust intact.
Digital Lending Directions (LSP)
Consent ledger, revocable consents, 30-day erasure
AES-256-GCM for sensitive data
Your data is never sold to third parties
Everything you were going to ask us anyway.
Yes — checking your real credit score is free and refreshes every month. Premium (₹99/month or ₹999/year) unlocks the AI video report, automated AI Credit Fixes and priority score alerts.
No. Every pull on CreditSaathi is a soft enquiry, which never affects your credit score.
Your score and report currently come from Experian, with more bureaus on the way.
Yes — sensitive data is protected with bank-grade AES-256-GCM encryption, and we never sell your data. Every consent you give is logged in a revocable consent ledger you can see and withdraw anytime.
No. CreditSaathi is a registered Lending Service Provider (LSP) under RBI's Digital Lending Directions. We show offers from RBI-regulated lending partners, with the lender's name, APR and grievance officer disclosed before you ever apply.
Yes — one tap, no dark patterns. You keep Premium until the end of your current billing period.
Get your real credit score, AI insights and start building a stronger financial future.
